A look back at BNP PARIBAS CARDIF’S 2023 HIGHLIGHTS -BNP Paribas Cardif

December 27, 2023

In 2023, BNP Paribas Cardif celebrated its 50th anniversary. Half a century of adventure, partnerships, and international expansion celebrated by our employees around the world.

Watch the video of the events and opportunities that marked the year for BNP Paribas Cardif.

Exciting partnerships:
•   In Brazil, BNP Paribas Cardif and Magazine Luiza have renewed their exclusive partnership until 2033. Magazine Luiza will continue to offer our insurance products to its 13 million customers across all its platforms.
•   In Poland, BNP Paribas Cardif has partnered with VeloBank to increase the value of products for customers. Together, new products have been developed to improve the scope of life and health services offered to customers.
•   In Turkey, BNP Paribas Cardif has renewed its partnership with MediaMarkt for a further 3 years. Through this partnership, the insurer serves 6,000 customers per month with an average claims processing time of less than 7 days and a claims acceptance rate of 92%.

Innovative new products:
•   In France, in order to meet the expectations of customers, especially the youngest, BNP Paribas Cardif is partnering with Lemonade to offer a multi-risk home insurance product for tenants. This B-to-C offer offers a simple and fluid customer experience thanks to a fast and 100% digital subscription and claims process.
•   In Korea, BNP Paribas Cardif has developed a Creditor Insurance product using the Insurance Risk Score (IRS) system, which is calculated based on the customer's personal credit data. This encourages good individual financial management through an annual IRS calculation, offering a greater discount on one's ADE rate and if the score improves year-over-year. In addition, BNP Paribas Cardif supports its clients in the regular management of their loans.
•   In France, in order to improve and facilitate online procedures, FranceConnect, the French National Health Insurance Fund and BNP Paribas Cardif are joining forces, allowing its policyholders of a borrower insurance contract in the BNP Paribas network, to benefit from a simplified and more secure care process. in the event of indemination following a work stoppage.

•   BNP Paribas Cardif supports scientific research, led by experts, to improve the detection and effectiveness of obesity prevention. Thanks to partnerships with many associations around the world, 20 million people in 12 countries were raised awareness 2023*.
* source : Unicef
•   In France, BNP Paribas Cardif has signed a sponsorship partnership with the Imagine Institute, Europe's leading centre for research, care and education on genetic diseases, with the aim of encouraging medical research and accelerating discoveries towards innovative therapeutic avenues.
•   BNP Paribas Cardif has also improved the terms and conditions for underwriting creditor insurance and individual life insurance policies for people with inflammatory bowel disease (IBD).