In our domestic markets (France, Italy and Luxembourg), we are among the leaders in savings and we are pursuing robust development of our life insurance business. In addition, we have expanded our range of sulutions, in particular with home insurance and car insurance products in France and Italy.
Working with our partners, we design products and services that meet the needs of our customers, integrated with the way people purchase insurance today and continual changes in the market. Our growth model is based on both a retail banking network and high-quality distribution partners.
We are active in four markets in Asia which figure among the largest in the region. We primarily employ a model of joint ventures created through partnerships with major local banks.This strategy allows us to flexibly adapt to the customs and everyday habits of our customers, enabling us to seize the opportunities offered in Asia.
We rank among the leaders in creditor insurance and are constantly strengthening our positions in savings products and protection.
We have been operating in Latin America for over twenty years, particularly in the bancassurance and retail insurance sectors. We currently have more than 200 distribution partners and some 35,000 points of sale.