Non-financial information
Discover all the information on sustainability related disclosure of our Cardif Assurance Vie and Cardif Retraite entities and our investment products in accordance with the transparency requirements under European regulations:
- (EU) 2017/828 modifying the directive 2007/36/EC to promote long-term shareholder engagement (SRD II),
- (EU) 2019/2088 known as ‘Sustainable Finance Disclosure’ (SFDR),
- (EU) 2020/852 known as Green Taxonomy.
And in accordance with the transparency obligations required by French regulations:
- Article 29 of Law No. 2019-1147 of 8 November 2019 on energy and climate (known as 29LEC).
Cardif Assurance Vie
Our Responsible investment reports (Article 29LEC)
Shareholder engagement (policy and report)
- BNP Paribas Cardif Shareholder Engagement Policy 2026
- Cardif Assurance Vie voting and engagement report
Sustainability related disclosure
- Cardif Assurance Vie sustainable finance disclosure statement
- Principal Adverse Sustainability Impact Statement (SFDR Article 4) in part II of Responsible investment report Cardif Assurance Vie 2023
Informations relating to contracts
- Information relating to life insurance or capitalisation contracts (article 10 of SFDR regulation)
- BNP Paribas Cardif Unit Linked List of SFDR (article 8 or 9 vehicles)
General funds
- Information about the general funds of Cardif Assurance Vie that promotes environmental or social characteristics (FR)
- SFDR precontractual information that explains sustainability measures taken by Cardif Assurance Vie Euro fund (FR)
- SFDR periodic information that details results of sustainability measures taken by Cardif Assurance Vie Euro fund (FR)
Cardif Retraite
Our Responsible investment reports (Article 29 LEC)
Shareholder engagement (policy and report)
- BNP Paribas Cardif Shareholder Engagement Policy 2026
- Cardif Retraite voting and engagement report 2026
Sustainability related disclosure
Cardif Retraite entity
- Cardif Retraite sustainable finance disclosure statement
- Principal Adverse Sustainability Impact Statement (SFDR Article 4) in part II of Responsible Investment Report Cardif Retraite 2023
Informations relating to contracts
- Information relating to retirement contracts (article 10 of SFDR Regulation)
- BNP Paribas Cardif Unit Linked List of SFDR (article 8 or 9 vehicles)
General funds
- Information about the general funds of Cardif Assurance Vie that promotes environmental or social characteristics (FR)
- SFDR precontractual information that explains sustainability measures taken by Cardif Assurance Vie Euro fund (FR)
- SFDR periodic information that details results of sustainability measures taken by Cardif Assurance Vie Euro fund (FR)
Disclosure of information related to the Taxonomy Regulation
Universal Registration Document and Annual Financial Report 2025 (section 7.1.3). The report drawn up under the Taxonomy EU Regulation 2020/852 is prepared by BNP PARIBAS SA, parent company for Cardif Assurance Vie and Cardif Retraite and is available here : Universal Registration Document and Annual Financial Report 2025.