Ethic
Committed to our 9,000 employees, we place professional ethics and empathy at the center of our concerns.
As a global specialist in savings and protection solutions, and a global leader in creditor insurance, we serve a changing world. As such, we want to be a responsible employer, and to meet the human and social expectations of a rapidly changing world of work. In this way, we ensure that all our actions have a positive impact on our employees and society.
Making insurance more accessible
Our mission is to make insurance more accessible in different countries. Thanks to the expertise and commitment of our employees, we extend the risks covered by our guarantees, draft our contractual documents in a language that is easily understood by all and develop personalised assistance and prevention services.
Discover our actions in our 2025 activity report
Combining financial performance with a positive impact on society
BNP Paribas Cardif makes positive impact investments that address various environmental challenges (such as the energy transition and the protection of ecosystems) and societal challenges (such as the fight against inequality).
Our positive impact investments
As the world leader in creditor insurance, we are committed to dedicating an average of €1 billion each year to positive impact investments.
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2,2 bn€ of positive impact investments allocated in 2025
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2,1 bn€ in average per year since 2019
Empowering our employees to take action
BNP Paribas Cardif is part of the BNP Paribas Group’s “#1MillionHours2Help” programme, which gives employees the opportunity to contribute to the work of non-profit organisations during working hours. In 2025, BNP Paribas Cardif employees completed more than 29,000 volunteering hours in support of numerous partner organisations working with our entities around the world.
In France, in 2025, nearly 400 employees were able to dedicate half a working day to activities with local partner organisations, for example:
- – Secours Populaire français des Hauts-de-Seine, to help vulnerable people
- – La Tablée des Chefs, to run cooking workshops with young people living in children’s home, helping them adopt healthy and sustainable eating habits.
In Italy, a solidarity week was organised for the third year running. Around 200 employees supported five social inclusion and renovation projects with the Fondazione Francesca Rava, while other initiatives helped to:
- – collect medicines and care products for children in need
- – encourage blood donation with AVIS
- – collect litter in parks across several Italian cities.
Participation in charity runs also helped support research into rare diseases through the Telethon Foundation.
In Brazil, a week of community engagement enabled 200 employees to support 11 local organisations working on a wide range of issues:
- – Education, employability and financial independence through mentoring
- – Equal opportunities and inclusion, particularly for women, women of colour and people who face barriers to employment
- – Solidarity and action against poverty, through the distribution of food, clothing, meals and toys
- – Environmental protection, through the clean-up of public spaces, waste sorting and reforestation.
