If you are a customer of BNP Paribas Cardif and wish to report any dissatisfaction or complaint, please go to Cardif.fr. 

If you are an employee or counterparty of Cardif IARD and you wish to make a report, please contact: conformite.ethique@cardif-iard.fr


BNP Paribas Cardif Whistleblowing framework


BNP Paribas Cardif is committed to strict compliance with laws and regulations and to enforce the rules set out in the Group’s Code of Conduct. 
The whistleblowing system, accessible from this page, allows you to report information about a crime or an offence, a threat or harm to the public interest, a violation or an attempt to conceal a violation of applicable and binding law (laws, regulations, etc.) or a breach of the Group’s Code of Conduct.

Whistleblowing reports are handled by independent experts (Referents) in a confidential manner and in accordance with the regulations in force.

Whistleblowers are granted protection against the risk of retaliation provided by local applicable law.

Any abuse of the whistleblowing system may expose the reporting person to disciplinary sanctions or prosecution. 

BNP Paribas Cardif collects and processes personal information and data about you as part of the collection and processing of your alert. For more information, you can consult our personal data protection notices: 



Frequently Asked Questions


When to report?

When you have reason to believe that a violation of the law or of the BNP Paribas Code of Conduct has been committed or in the event of a threat or harm to the public interest.

How to report?

If you are an external third party, please use the form available on this page.
If you are an employee (internal or external): please consult Whistleblowing framework - BNP Paribas Cardif 

Can I remain anonymous?

Yes, your report may be anonymous, unless it is legally prohibited. However, we recommend you to provide contact information to allow the Referent to contact you.

Will I receive any feedback on my report?

An acknowledgement of receipt of the report will be sent to you after receipt. You will then be informed of the progress in the processing of your report and of the outcome of the investigation.

Will confidentiality be assured ?

Yes, the Referents are trained in handling whistleblowing reports confidentially and they take appropriate steps to do so.