BNP Paribas Cardif facilitates access to creditor insurance for people who have overcome breast, prostate or testicular cancer.
After fighting illness, you shouldn’t have to fight for your mortgage insurance.
People who have been affected by breast, prostate or testicular cancer can take out a loan insurance policy without additional premiums or exclusions, even before the legal period of 5 years set by the “right to be forgotten”.
BNP Paribas Cardif makes insurance more accessible
Creditor insurance guarantees the repayment of a loan in the event of death, disability, incapacity for work and/or loss of employment whether the loan is linked to a real estate project, or to a personal or professional project.
For many years, BNP Paribas Cardif’s priority has been to better cover its policyholders and protect them against life’s accidents while enabling them to carry out their real estate project.
Today, a person who has overcome breast, prostate or testicular cancer can benefit, as soon as active cancer treatment is over and in the absence of other pathologies, from a rate without additional premiums or exclusions, for loans up to 1 million euros. This approach applies to all creditor insurance contracts distributed in France.
Through this initiative, BNP Paribas Cardif is strengthening access to insurance for the most vulnerable people, and reaffirming its commitment to more accessible and inclusive insurance.
When medicine progresses, so do our insurance contracts.
BNP Paribas Cardif relies on scientific and medical advances and works every day to make insurance more accessible. We adapt our model and actively collaborate with the research community and medical experts to adjust our offers and underwriting conditions.
For more than 15 years, BNP Paribas Cardif has implemented concrete measures in France to facilitate access to creditor protection insurance, supported by scientific and medical advances. These initiatives already benefit people with asthma, Parkinson’s disease, gestational diabetes, paraplegia, tetraplegia or inflammatory bowel disease (IBD) such as Crohn’s disease or ulcerative colitis. Since December 2024, this facilitated access has also been extended to people on HIV treatment whose viral load is undetectable at the time of subscription
For more information on BNP Paribas Cardif’s creditor insurance, you can contact your BNP Paribas advisor, a broker, a wealth management advisor or visit the Cardif.fr website.
Read the press release : BNP Paribas Cardif facilitates property ownership for prostate, testicular or breast cancer survivors – BNP Paribas Cardif.
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