To make it easier for French homebuyers to purchase a property, real estate transaction website SeLoger has forged a partnership with BNP Paribas Cardif, the insurance subsidiary of the BNP Paribas Group, offering simple and fast access to creditor insurance.
Purchasing a property and arranging financing can be a source of stress given the numerous administrative procedures that must be completed. Subscribing creditor insurance is essential in order to secure a loan and protect the buyer’s family, and the mortgage rate alone is not enough to evaluate the most attractive loan offer. With more than 40 years of experience in creditor insurance, BNP Paribas Cardif is able to simplify access to its creditor insurance solutions in order to enhance the client experience.
Insurance adapted to each borrower’s profile in just a few clicks
The SeLoger website counts 30 million visits per month, making it the top site for French homebuyers looking to purchase a property. SeLoger provides visitors with a complete array of practical information to prepare for their purchase (budget, fiscal measures, etc.), as well as financing information (mortgage loans and creditor insurance).
The partnership between SeLoger and BNP Paribas Cardif simplifies the process for homebuyers who use the site. Thanks to a simulator available in the SeLoger Finances space (http://financer.seloger.com), visitors can in just a few clicks determine the guarantees required given their profile, and simulate the rate for Cardif Liberté Emprunteur creditor insurance cover. They can contact an advisor for additional information and subscribe the insurance directly online.
Marketed via insurance brokers, independent financial advisors and the website Cardif.fr, Cardif Liberté Emprunteur has seven different options to match individual borrower profiles and each property acquisition project. The policy also includes a range of assistance services to support customers and facilitate daily activities (home aid, child care, etc.).