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This new edition shows "With you, writing insurance differently" presents the BNP Paribas Cardif's expertise in insurance, its international dimension and its historical culture based on partnerships development. It shows the importance that BNP Paribas Cardif gives to the client value, through the knowledge of its needs and experience.
This document articulates around 5 mains parts:

A dynamic, balanced and diversified business model
2 core businesses, 3 distribution channel,
50 / 50 balance
• Between internal BNP Paribas group partners and external partners
• Between France and international markets
• Between savings and protection

The global economic crisis, more stringent rules governing financial services and changes in consumer behaviour create a complex paradigm for bancassurance. One of the fundamental challenges is to invent models able to energize sustainable growth.

By nurturing closer relations with its partners, sharing knowledge of customers and deploying a service culture, BNP Paribas Cardif develops insurance solutions with added value for the end customer

By anticipating trends, analyzing consumer needs and motivations for insurance, and integrating their digital experience, BNP Paribas Cardif creates a new scope for insurance.

Business, financial management, results,...

To position BNP Paribas Cardif as an expert in its field, to demonstrate that BNP Paribas Cardif works alongside famous-name partners, and to promote the global vision of BNP Paribas Cardif by highlighting its ability to address the specific local characteristics of its operating regions: these are just some of the goals of the 2010 Business Report.
Download the PDF version of BNP Paribas Assurance 2010 business report (PDF - 2,11 Mo)

In presenting the changes to our economic and financial environment, consumer behavior and the ability of BNP Paribas Assurance to adapt to this new order, BNP Paribas Assurance is publishing its Changebook.
Download the PDF version of BNP Paribas Assurance 2009 business report (PDF - 5,58 Mo)